KvK Workshop: Cash Flow & Cash Flow Management

Profit is important, but cash keeps a business alive.

An income statement may show a positive result, but it is cash flow that pays the bills: payroll, suppliers, taxes, bank obligations, rent, utilities, and other day-to-day expenses.

Many businesses advisory sources identify poor cash flow management as one of the leading causes of financial distress among small and medium-sized enterprises (SMEs). For that reason, understanding and managing cash flow is not only an accounting matter—it is an essential business skill for every entrepreneur and manager.

During this practical workshop, participants will learn how to prepare and interpret a comprehensive cash flow statement using the indirect method, with the income statement and balance sheet as the foundation.

What you will learn

• The difference between profit and cash flow, and why it matters.
• How the cash flow statement is linked to the income statement and the balance sheet.
• How to interpret operating, investing, and financing cash flows.
• The practical use of working capital, free cash flow, and the cash conversion cycle.
• How liquidity ratios and cash flow indicators help monitor financial stability.
• How to calculate the minimum cash reserve needed to support smoother operations and reduce financial risk.
• Practical techniques for planning, controlling, and improving cash flow in your day-to-day business.

Course Information

Target audience: Business owners, financial managers, and participants in the KvK series on financial administration for beginners.

Language: English course materials, with full explanation in Papiamento

Course materials: PowerPoint presentation and Excel workbook with practice examples, cash flow planning tools and control models.

Recommended: Participants are strongly encouraged to bring a laptop or tablet with Excel and PowerPoint functionality.

Event Details

Dates: Tuesday, July 14, 2026 & Wednesday, July 15, 2026

Time: 5:30 PM – 8:30 PM

Location: Aruba Chamber of Commerce & Industry Auditorium

Price: AWG 100.00

Facilitator: Drs. Ing. Herbert Diaz

If you would like to participate, please complete the online registration form and submit your payment no later than Monday, July 13, 2026.

Please note that payment is required to secure your place. Registration is confirmed only after payment has been received and is processed on a first-paid, first-served basis.

We look forward to welcoming you to this informative and practical workshop.

Should you have any questions, please do not hesitate to contact us.

Register here!